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How were you going to fund a realistic settlement offer were Citi to make one available?
If you do not make a payment, or some arrangement with Citibank, the account will charge off and be put into their collection pipeline.
You can get pins only by 2nd method of hacking which i still not post but i will.
on internet u don't need PIN ( 4 words password which u enter in ATM Machine ), but for cashout u need.
There are some key things I like to see people put in play prior to reaching the stage of pre charge off collection that you are in.
Some prepping can help you better know why Citibank might pull an earlier offer, and even when to take the most recent approved deal to settle.
You will have options to make a payment plan or settle the account wherever it lands. Without the resources needed, even if accumulated over time, and a realistic plan to settle collection accounts, the situation can eventually lead to court and being sued for your unpaid Citi credit card.
You reference speaking to Citibank about settling your credit card debt.
If your goal is settling your citibank credit card, you may end up doing that with a debt collector Citi sends the account to, even an attorney debt collection firm.
If you wanted to get Citi to accept a payment plan instead, even though they pulled the option off the table, you can still get on a payment plan. When the account charges off citibank will do one of three things: Here is a quick read about what banks (not just Citi), do at the point of credit card debt charge off: Assign, Sue, or Sell.
If you are skeptical that you can meet the lower payment, I don’t recommend enrolling in the plan.
Do you have other credit card debts you are struggling with?
Search for Free meet and talk sites no credit card:
And if you are looking to get lower monthly payments out of more than just Citi, talking to a credit counselor will make sense.